Starting or redesigning a plan
Plan type, eligibility, contributions, automatic features, and launch controls.
Explore →Retirement plan consulting for employers
Clarity for your plan.
Focus for your business.
For employers and business owners across the United States, begin with your business goals and the questions you want to discuss.
EMPLOYER RETIREMENT PLANS401(k) & safe harborCash balance & defined benefitAdministration & actuarial support
Our expertise
Specialized support.
A considered approach.
Start with business goals, workforce needs, and the questions you want to explore.
01401(k) and safe harbor
Explore plan type, matching, eligibility, testing, and payroll design.
02Cash balance and defined benefit
Explore owner goals, funding capacity, employee cost, and actuarial review questions.
03Annual administration
Organize data handoffs, testing, filing planning, provider oversight, and evidence retention.
New-plan support for your business
Yang's Pension Consulting, Inc supports employers across the United States with new 401(k) and safe-harbor plan design and administration, and cash-balance and defined-benefit plan design and administration. Services include testing and filing support and actuarial support.
Start with business goals, workforce needs, and the questions you want to explore.
Ask which services would be included in an engagement and how employer, payroll, and provider responsibilities would be coordinated. The first contact is a high-level discussion, not individualized plan-design or pricing guidance through this website.
Begin with your business
The right conversation
comes first.
01 / CONTEXT
Bring your priorities.
Start with business goals, workforce needs, and the questions you want to explore.
02 / SCOPE
Explore the responsibilities.
Ask which services would be included in an engagement and how employer, payroll, and provider responsibilities would be coordinated.
03 / PREPARATION
Prepare for the discussion.
Choose a printable task: meeting prompts first, then provider question notes. No confidential personal or employee/financial records.
What needs your attention?
Choose a pathwayKeeping administration on track
Payroll, participant events, testing, deadlines, and plan documents.
Explore →Reviewing providers and fiduciary work
TPA scope, recordkeeper oversight, fees, service models, and governance.
Explore →Preparing for a major transition
M&A, plan termination, amendments, benchmarking, and design changes.
Explore →Practical companion tools
Turn an open question into a structured discussion.
Tools use high-level, non-sensitive inputs locally in the browser. They are educational worksheets—not recommendations or determinations.
Full library
Search the employer knowledge base
How to Start a 401(k) Plan: A 10-Step Employer Checklist
Turn a 401(k) idea into a documented, payroll-ready, reviewable plan launch.
Safe Harbor 401(k) Plans: Employer Contribution Options and Tradeoffs
Compare contribution options, notices, vesting, operational tradeoffs, and review steps.
401(k) Nondiscrimination Testing Explained: ADP, ACP, and Coverage Tests
A plain-English overview of data preparation, plan terms, corrections, and sponsor review.
Prepare before the next conversation
Choose a printable task: meeting prompts first, then provider question notes. No confidential personal or employee/financial records.
Both worksheets work as blank printable sheets without JavaScript. Use the browser Print command or the Print / Save as PDF control.
Your next step