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Yang's Pension Consulting

Retirement plan consulting for employers

Clarity for your plan.
Focus for your business.

For employers and business owners across the United States, begin with your business goals and the questions you want to discuss.

EMPLOYER RETIREMENT PLANS401(k) & safe harborCash balance & defined benefitAdministration & actuarial support

Our expertise

Specialized support.
A considered approach.

Start with business goals, workforce needs, and the questions you want to explore.

01401(k) and safe harbor

Explore plan type, matching, eligibility, testing, and payroll design.

Open plan-type discussion tool

02Cash balance and defined benefit

Explore owner goals, funding capacity, employee cost, and actuarial review questions.

Open cash-balance discussion tool

03Annual administration

Organize data handoffs, testing, filing planning, provider oversight, and evidence retention.

Build planning calendar

New-plan support for your business

Yang's Pension Consulting, Inc supports employers across the United States with new 401(k) and safe-harbor plan design and administration, and cash-balance and defined-benefit plan design and administration. Services include testing and filing support and actuarial support.

Start with business goals, workforce needs, and the questions you want to explore.

Ask which services would be included in an engagement and how employer, payroll, and provider responsibilities would be coordinated. The first contact is a high-level discussion, not individualized plan-design or pricing guidance through this website.

Contact Us About a New Plan

Employer new-plan planning · Explore plan paths

Begin with your business

The right conversation
comes first.

01 / CONTEXT

Bring your priorities.

Start with business goals, workforce needs, and the questions you want to explore.

02 / SCOPE

Explore the responsibilities.

Ask which services would be included in an engagement and how employer, payroll, and provider responsibilities would be coordinated.

03 / PREPARATION

Prepare for the discussion.

Choose a printable task: meeting prompts first, then provider question notes. No confidential personal or employee/financial records.

Prepare meeting prompts and question notes

What needs your attention?

Choose a pathway
01 / Establish

Starting or redesigning a plan

Plan type, eligibility, contributions, automatic features, and launch controls.

Explore →
02 / Run

Keeping administration on track

Payroll, participant events, testing, deadlines, and plan documents.

Explore →
03 / Oversee

Reviewing providers and fiduciary work

TPA scope, recordkeeper oversight, fees, service models, and governance.

Explore →
04 / Change

Preparing for a major transition

M&A, plan termination, amendments, benchmarking, and design changes.

Explore →
Practical companion tools

Turn an open question into a structured discussion.

Tools use high-level, non-sensitive inputs locally in the browser. They are educational worksheets—not recommendations or determinations.

Full library

Search the employer knowledge base

Foundations

How to Start a 401(k) Plan: A 10-Step Employer Checklist

Turn a 401(k) idea into a documented, payroll-ready, reviewable plan launch.

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Plan design

Safe Harbor 401(k) Plans: Employer Contribution Options and Tradeoffs

Compare contribution options, notices, vesting, operational tradeoffs, and review steps.

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Compliance

401(k) Nondiscrimination Testing Explained: ADP, ACP, and Coverage Tests

A plain-English overview of data preparation, plan terms, corrections, and sponsor review.

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Your next step

Start a new retirement-plan conversation.

Contact Us About a New Plan