401(k) and safe harbor
Explore plan type, matching, eligibility, testing, and payroll design.
Plan design and ongoing administration
Explore new retirement-plan paths for your business.
For United States employers considering a new plan, explore the service families below and prepare high-level questions for a discussion.
Discuss the plan paths you are considering
Yang's Pension Consulting, Inc supports employers across the United States with new 401(k) and safe-harbor plan design and administration, and cash-balance and defined-benefit plan design and administration. Services include testing and filing support and actuarial support.
Compare your business goals and administrative needs before a discussion; these plan paths are starting points, not a recommendation.
Ask which services would be included in an engagement and how employer, payroll, and provider responsibilities would be coordinated. The first contact is a high-level discussion, not individualized plan-design or pricing guidance through this website.
Employer new-plan planning · Coordinate with advisors and CPAs
Cash balance and defined benefit
Explore owner goals, funding capacity, employee cost, and actuarial review questions.
Annual administration
Organize data handoffs, testing, filing planning, provider oversight, and evidence retention.
Start with the right workbench
Explore resources Discuss your plan goals
Operational starting points
Prepare high-level information and choose an existing planning aid before a discussion. Do not include employee, payroll, participant, or account details in public forms or worksheets.