Plan Type Selector
Choose discussion paths for traditional, safe harbor, and SIMPLE 401(k) designs.
Decision support
Practical planning tools for plan sponsors
Featured planning tools
Start a structured conversation using non-sensitive inputs and transparent assumptions.
Need questions rather than calculations?
These nonfinancial worksheets organize generic meeting prompts and provider questions; they do not produce recommendations. No confidential personal or employee/financial records.
Both worksheets work as blank printable sheets without JavaScript. Use the browser Print command or the Print / Save as PDF control.
Startup Tax Credit Estimator
Estimate a potential startup-cost credit discussion using Form 8881 inputs.
Annual Deadline Calendar Builder
Create a planning calendar to discuss with your TPA.
TPA Evaluation Scorecard
Create an editable discussion scorecard for a provider review or RFP.
Expanded sponsor planning tools
Employer Match Cost Calculator
Estimate an illustrative annual employer-match cost from high-level payroll and participation assumptions.
Safe Harbor Contribution Cost Comparator
Estimate a simplified nonelective-contribution discussion amount using aggregate eligible payroll.
Fee and Service Benchmark Worksheet
Organize a high-level fee and service-scope discussion without treating price alone as a recommendation.
Form 5500 and Audit Readiness Checker
Frame a filing and audit-readiness discussion from high-level plan facts.
Nondiscrimination Testing Readiness Checker
Create a preparation checklist for a professional testing conversation; this tool does not perform formal tests.
Plan Sponsor Responsibility Mapper
Map discussion points across sponsor, payroll, TPA, recordkeeper, adviser, and fiduciary service roles.
Cash Balance Fit Screener
Identify questions worth discussing with an actuary or TPA before considering a cash-balance or defined-benefit design.
Tool standards
Each tool displays its limits, uses minimal inputs, provides a professional-review next step, and is reviewed before a live release.
Printable operational checklists
Tools and guides
Use printable operational worksheets alongside decision aids.